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Zone III, Brgy. Bolaney

National Road, City of Alaminos, Pangasinan

CDA Reg. No.

9520-100100032179

Alaminos City Agriculture Cooperative seal

Alaminos City Agriculture Cooperative

Vision, mission, and what the cooperative stands for

ACAC visionACAC missionACAC objectivesACAC core values

The Alaminos City Agriculture Cooperative (ACAC) aims to be the most progressive cooperative in the city by 2030. This vision centers on creating a sustainable and thriving agricultural business environment for its members. It is about more than farming. It is about ensuring that farmers have resilient livelihoods, meaning they can withstand challenges and maintain a stable income. It is also about increasing their income, giving them opportunities for growth and prosperity. Ultimately, the ACAC sees its success as contributing to the broader economic and social progress of the nation. This vision highlights a commitment to sustainability, empowerment, and national development.

Lending services

Loans you can apply for as a member

After you sign in, you can start a loan application and follow its status. Terms below are the cooperative's published lending services.

Agricultural Loan

Term
4–6 months
Interest
1% per month
Amount
From ₱10,000.00, up to 10× share capital, up to ₱200,000.00

Payable within the cropping term.

  • Service fee: 3% of the loan amount
  • Processing fee: 2% of the loan amount
  • Capital build-up: 2%, credited to share capital
  • Savings deposit: ₱200.00, credited to savings
  • Insurance: ₱1.00 for every ₱1,000.00 borrowed

Livelihood Loan

Term
1–12 months
Interest
1% per month
Amount
₱5,000.00 to ₱300,000.00

Payable monthly.

  • Service fee: 3% of the loan amount
  • Processing fee: 2% of the loan amount
  • Capital build-up: 2%, credited to share capital
  • Savings deposit: ₱200.00, credited to savings
  • Insurance: ₱1.00 for every ₱1,000.00 borrowed

Emergency Loan

Term
1–3 months
Interest
1% per month
Amount
From ₱1,000.00, up to share capital plus savings

For urgent member needs.

Petty Cash Loan

Term
1 month
Interest
2% per month
Amount
₱500.00 to ₱3,000.00

A short-term cash advance.

Collateral above ₱50,000

Loans over ₱50,000 need collateral.

  • Real property (house or lot): original certificate of title.
  • Chattel: original official receipt and certificate of registration.

Register, then sign in whenever you need your account

  1. Register

    Create your member account with your email or Philippine mobile number and a password you can reuse.

  2. Complete membership

    Submit your ACAC membership details so the cooperative can verify you and keep your records together.

  3. Use the portal

    Sign in anytime to apply for a loan, check your balance, and follow payments and announcements.

Alaminos City Agriculture Cooperative (ACAC) advocacies

The Alaminos City Agriculture Cooperative (ACAC), being an agricultural cooperative, focuses its advocacies on issues directly impacting farmers and the agricultural sector in Alaminos City. Here are some key areas of advocacy for the ACAC:

  1. 1. Fair prices for palay and other agricultural products

    • Addressing price volatility: The ACAC advocates for policies and initiatives that stabilize palay prices and protect farmers from market fluctuations. This could include government price support programs, market information systems, and collective bargaining power for farmers.
    • Fairer share of profits: The ACAC advocates for a fairer distribution of profits in the agricultural supply chain, ensuring that farmers receive a larger share of the value generated from their produce.
  2. 2. Access to credit and financial services

    • Affordable loans: The ACAC advocates for access to affordable loans for farmers, particularly for those facing financial constraints. This could involve working with government agencies, financial institutions, and microfinance organizations to create tailored loan programs for agricultural needs.
    • Financial literacy: The ACAC promotes financial literacy among its members, equipping them with the knowledge and skills to manage their finances effectively.
  3. 3. Access to farm inputs and equipment

    • Affordable farm inputs: The ACAC advocates for access to affordable farm inputs, such as fertilizers, seeds, and pesticides, ensuring that farmers can acquire these resources at competitive prices.
    • Farm equipment rentals: The ACAC provides rental services for farm equipment, such as tractors, harvesters, and dryers, to support members who may not be able to afford purchasing their own equipment.
  4. 4. Market access and promotion of local products

    • Direct marketing: The ACAC facilitates direct marketing opportunities for its members, connecting them with consumers and retailers to sell their products directly.
    • Branding and promotion: The ACAC promotes the quality and uniqueness of local agricultural products, creating a brand identity for Alaminos City's agricultural produce.
  5. 5. Advocacy for government support and policies

    • Research and development: The ACAC supports research and development initiatives to improve agricultural practices, introduce new technologies, and enhance the productivity of farmers.
    • Government programs and subsidies: The ACAC advocates for government programs and subsidies that support farmers, such as crop insurance, disaster relief, and training programs.
  6. 6. Community engagement and empowerment

    • Farmer training and education: The ACAC provides training programs and educational workshops for farmers, covering topics such as modern farming techniques, sustainable agriculture, and business management.

The ACAC's mission is centered on partnering with farmers to achieve success. This involves active collaboration, providing farmers with the necessary tools and support to improve their incomes, enhance productivity, and raise their overall standard of living. Guiding this mission are core values such as caring for members and the community, honesty, respect for diversity, integrity, social responsibility, and transparency, which collectively ensure ethical operations, build trust, and promote the well-being of all stakeholders.

Before you register

This site is for your member account

Use it to create an account or sign in to the member portal.

Is this the ACAC member portal?

Yes. This site is where Alaminos City Agriculture Cooperative members register and sign in. It is the member account for loans, payments, and membership records.

Who can register?

Farmers, fisherfolk, and other applicants of ACAC. After you create an account, complete the membership form so the cooperative can review it.

What loans can I see here?

Agricultural, livelihood, emergency, and petty cash loans. Collateral is required when the loan is more than ₱50,000. Real property needs the original certificate of title. Chattel needs the original official receipt and certificate of registration.

Can I use this on my phone?

Yes. Install AgriFinance on your phone or computer and open it like an app whenever you need your member account.

On your device

Install AgriFinance on your phone or computer

Add AgriFinance to your home screen or desktop. It opens like an app and uses the same sign-in you already have in the browser.

Use the install icon in the address bar, or follow the steps for your device.

Android

Phone or tablet

  1. 1Open this page in Chrome.
  2. 2Tap Install AgriFinance, or open the browser menu and choose Install app.
  3. 3Confirm to place AgriFinance on your home screen.

iPhone and iPad

Safari

  1. 1Open this page in Safari.
  2. 2Tap the Share button in the toolbar.
  3. 3Choose Add to Home Screen, then tap Add.

Computer

Windows, Mac, or Chromebook

  1. 1Open this page in Chrome or Edge.
  2. 2Click Install AgriFinance, or the install icon in the address bar.
  3. 3Confirm to pin AgriFinance to your desktop, Dock, or taskbar.

Open your account

Register today, or sign in if you already have a member account.